Bailiff Advice Guide

A free resource with all the information you need to handle bailiffs properly.

Key Facts

Your Rights

The Law

Complaints

Bailiff Debts

Bailiff Companies

Resources

The UK's First Bailiff Relief Charity.

We are a charity that helps people who are facing bailiff action.

Our aim is to aid the prevention or relief of poverty amongst persons who are in debt.

Paying the Bailiff

Bailiffs charge fees. This guide explains how you pay the bailiff and what to do if you can't pay.


Bailiff fees are there to cover the cost of writing to you, visiting your home or place of business to collect goods and selling those goods.  For more information on how bailiff fees are calculated see Bailiff Fees.

Multiple Debts

If a Bailiff is chasing you for more than one debt they have a duty to minimise costs to you.  The Bailiff can charge you once per debt for the compliance fee but only once for collection and sale of goods.  The exception to this rule is if the bailiff cannot reasonably separate the debts and has to deal with each debt individually.

Paying Your Bailiff Fees

When your goods are sold, the bailiff will send you a statement of their fees and charges.  The statement will explain how much money was received for each item that they sold and the total sum of money made during the sale.

The statement will then show you how the money raised is being used to pay your creditor and to pay the bailiff's fees.  The statement should also show you any expenses that the bailiff incurred whilst they were taking action against you. 

The money you owe the bailiff is simply taken out of the money raised through sale of your belongings.   If the sale of your belongings does not raise enough money to pay your creditor and the bailiff's fees you may need to go to prison or have court action against you.  For more information please see Defaulting on Bailiff Fees.

If Bailiff Action Stops Will I Still Have to Pay Bailiff Fees?

You may still have to pay bailiff fees even if action is stopped against you. Whether you have to pay the fees or not will depend largely on how the action against you was stopped.

Call us now to stop bailiff action correctly and avoid paying bailiff fees.

If you pay your debts off before your belongings are sold (the last step in the bailiff process), thereby stopping bailiff action, you will still be liable for the bailiff's fees and expenses.  This is also the case if you arrange a payment plan with the bailiff.

Fees are charged as soon as any of the 3 or 4 steps that bailiffs follow have been started.  This means that even though a process such as removing the goods from your home has not been finished you will still have to pay the fee for this step.

If the bailiff action stops because the bailiff loses the power to act against you, you will not have to pay any fees or expenses.

 

The UK's First Bailiff Relief Charity.

We are a charity that helps people who are facing bailiff action.

Our aim is to aid the prevention or relief of poverty amongst persons who are in debt.