Reclaiming Your Goods
After a bailiff has taken control of your belongings you may still be able to get them back. Here's how...
When you owe money but can't pay it back Bailiffs write to you then visit your home or place of business, take control of your belongings and sell them to pay off your debts.
If you take action quickly you may be able to reclaim your goods before they get sold.
Repaying the debt
The quickest and easiest way to stop bailiff action is to repay the debt that the bailiff is acting against you for. You may still need to pay the bailiff's fees but you should be able to prevent the sale of your belongings.
The bailiff will need to be informed that the debt has been paid and see proof that this is the case before allowing you to take your goods home again.
Paying the debt via a debt solution
If you cannot raise enough money to pay the debt and bailiff fees, you may be able to apply for a formal debt solution. This could be a debt management plan or an IVA for example. A formal debt solution will ensure your creditor is repaid and they may be able to stop bailiff action and allow you to get your things back.
Buying your belongings back
If it is too late to pay the debt back and your belongings are already in the process of being sold, you could simply buy them back at auction. You will have to pay the best price though and you could end up paying a lot more to get your belongings back.
Goods that didn't sell
If your belongings did not sell at auction the bailiff is obliged to try and sell them again. They have 12 months in which to sell the controlled goods. If, after this time, the goods remain unsold you have the right to reclaim them. The bailiff will write to you in order to inform you of where and how to collect your belongings.